BOA Micro Credit
Our Micro Credit facility is designed to provide accessible, flexible, and affordable financing to individuals, groups, and micro-enterprises at the grassroots level. It supports income-generating activities in sectors such as petty trading, small-scale manufacturing, agriculture, services, and crafts — helping people take a step toward financial independence and business growth.
Who Can Access Micro Credit?
This facility is ideal for:
- Petty traders and street vendors
- Smallholder farmers and processors
- Artisans (e.g., tailors, welders, barbers, shoemakers)
- Cottage and home-based industry operators
- Market women and men
- Self-help groups (SHGs), cooperatives, and micro-enterprise clusters
Why BOA Micro Credit Loans
Key Features
- Loan amounts tailored to your business capacity and cash flow
- Simple application process with minimal documentation
- Flexible repayment terms — daily, weekly, or monthly options
- Competitive interest rates
- No collateral required for small loans
- Financial literacy support to help you succeed
Benefits
- Boost your working capital
- Expand your inventory or improve services
- Invest in tools, equipment, or seasonal farm inputs
- Build your credit history and access larger funding over time
- Empower yourself or your group toward sustainable growth
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MESA Savings
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