PROFILE

Profile and values

We provide affordable credit facilities to segments of the Nigerian society who have little access to the services of conventional banks. We accept savings deposit from customers and encourage banking habits at the grass-roots.

At Bank of Agriculture we create opportunities for self-employment in the rural areas, thereby reducing rural-urban migration. We augment government efforts in the diversification of the productive base of the national economy.
Other areas of our mandate include the promotion of capacity building through the provision of relevant training and advisory services, encouraging the formation of cooperative societies at all levels, and fostering an accelerated growth and development of the agricultural and rural economy.

Key Facts
Loan Rate
  • . Microcredit Agric & collaborations
  • . SME (Production & Working Capital)
  • . Marketing, On-lending to MFBs & Microcredit (Non-Agric)
Loan Condition
  • 20% Lien Deposits
  • 6 months Minimum Customer's Account Relationship
Deposit
  • . Interest Rate
  • Negotiable Fixed Deposit

Branch Location