CREDIT FUNCTION

Credit Functions

Bank of Agriculture credit functions are activated at the level of direct Lending, on-lending, collaboration, and monitoring of credit.

This activity involves:

• Direct lending to qualified loan applicants engaged in agricultural and non-agricultural small businesses

• Providing credit facilities to issuing organizations through our on-lending service

• Monitoring the flow of ground level rural credit

Key Facts
Loan Rate
  • . Microcredit Agric & collaborations
  • . SME (Production & Working Capital)
  • . Marketing, On-lending to MFBs & Microcredit (Non-Agric)
Loan Condition
  • 20% Lien Deposits
  • 6 months Minimum Customer's Account Relationship
Deposit
  • . Interest Rate
  • Negotiable Fixed Deposit

Branch Location